Fall Home Maintenance Tips That Can Help You Avoid a Home Insurance Claim
The steps you take in the fall to maintain your home can have an impact on your overall safety, as well as the well-being of your home. In fact, taking certain steps can help to minimize the chances of you needing to have a major home repair performed or impact the chances of you needing to file a home insurance claim. Read on to learn more about the home maintenance tips you should complete in the fall.
Have Your Roof Inspected By a Professional
One of the best ways to minimize damage to your home during the winter months is to have your roof inspected during the fall months. It is recommended that homeowners have their roofs inspected one to two times per year, depending on the age and type of roof. A roofer will examine the roof during a roof inspection and determine if repairs are needed. This can help prevent roof leaks or your roof from collapsing.
Clean Your Gutters and Downspouts
Another important task you should complete in autumn is gutter and downspout cleaning. During the winter months, rain and snow can fall on your roof. The gutters help to carry the moisture that falls from the roof to a spot where it can be discarded away from your home. This helps prevent ice dams from forming on your roof while keeping water away from your home's siding and foundation.
Get Your Chimney Cleaned Before Lighting a Fire
If you have a home with a wood-burning fireplace, you should always have your chimney professionally cleaned and inspected before lighting the first fire of the season. This helps to ensure that no damage occurred to your chimney when it was out of use, which also helps to prevent a fire in your chimney, which can lead to a fire in your home.
Test Your Smoke Detectors
Lastly, you should always test your smoke detectors when a new season starts, including the fall months. You want to ensure the smoke detector is functional and replace the batteries or the sensor if needed. A smoke detector can help your family get out of the home and to safety quickly if a fire happens while also helping you to call the fire department promptly, which may be critical to salvaging your home.
Despite your best efforts, you cannot prevent every home catastrophe from occurring. This is why it is essential to have the right home insurance policy. The right policy will help to cover any damage done without you having to pay a lot out of pocket. If you are looking for a home insurance policy in the greater Broomfield, CO area, look no further than us here at Kyle Insurance Group. We can help you with different types of insurance products, including home insurance. Reach out to us today to learn more.